Will you make it? See the next 12 months.
With what you have in Recurring, what comes in and your card installments, you see how each month closes. If one goes red, it tells you why and what to do: set money aside each month or move money in time.
See where your money really stands. Only you can see it.
So the end of the month doesn’t catch you off guard: what you have, what you get paid and what you pay each month, your debts and your goals, in one place. Encrypted on your phone: not even we can see it.
We open in
We open in 17 days, 22 hours and 34 minutes
34 days free, every feature included. No card required, no bank connection.
The first 500 to create an account from November 18 are founders: they get our most complete plan at a price that won't go up. See prices
- 34 days free
- No bank connection
- End-to-end encrypted
- Made in Colombia
Why it exists
Keeping track of your money shouldn’t mean handing it over. Here everything is encrypted on your phone before it leaves. Our server stores locks, not amounts: if someone opened it tomorrow, they wouldn’t find a single name or peso.
How you start
Create your space
We give you 24 words to keep on paper. With them you get everything back if you forget your encryption password.
Enter your accounts and what repeats
Salary, rent, loan payments, utilities: once, with the day of the month they come in or go out. We never connect to your bank.
See how your month closes
The app tells you how much you’ll close with and whether you’re covered. What repeats fills itself in; you log the rest: a purchase, an extra income.
In numbers
- 34 daystrial, no card required
- 0bank passwords we ask for
- 24words to recover everything
- 0trackers and ads
What it does
Will I make it to the end of the month? How much is left on that loan? Did my net worth grow this year? datecuenta answers that from what you enter once. The screens are real; the data is made up: Ana and Luis are an example.
How your month closes
With what you have today, what's coming in and what's going out until the end of the month, you know how you'll close, whether you're covered and what's left to sort out, with a button for each to-do.
Repeats post themselves
Salary, rent, utilities, installments: logged once with their day and validity. When something changes, you change the validity, not the history.
Plan versus actual
Each category with what you planned, what's scheduled this month and what really happened. Plus a rule to split your income: 50/30/20, 70/20/10 or others, depending on where you are in life.
Your financial health
Months of emergency fund, payments over income, the 12 months ahead with the first one that goes negative and why, and how much of what you earn you save and invest, year over year.
Saving for a concert in October 2027? Set a goal and the app tells you how much to set aside.
You write what it is, what the ticket costs and when. The app spreads what's left over the months to come. You keep that money in your account or move it to a separate pocket, like one in Nequi or Rappi. On the day of the concert, the money only goes out when you confirm you used it. It works the same for a trip, tuition or SOAT.
And on Home you see how much you have left to save in a normal month, so you know how far your money goes.
Bought off-plan? See when you finish the down payment.
Build the installment plan month by month, mark each one as you pay it and see what’s left at handover.
Goals with a date
The concert, the trip or tuition: you enter what it costs and when, and you see how much you have, how much to set aside each month and whether you're on track.
What you're owed, in sight
Paid on commission or is your salary late? Write down what they'll pay you, in parts if needed, and see what already arrived and what you're owed. It doesn't count in your balance until you confirm you got paid.
Every account, up to date
The balance of each account, what is already committed this month and what you can really spend.
Debts and cards, up to date
Amortized balance of each loan, this month's interest, card installments and when you finish paying it off.
Income tax, estimated
Whether you must file and how much to set aside each month, in plain words. It's an estimate: not a substitute for your accountant.
Use it on your own or as a couple: each person signs in with their own email and everyone sees the same numbers. To share it you need Plus, for you and your partner, or Family, for up to 6 people plus your accountant, who can look without changing anything. You can try it free for the first 34 days.
Only you can see it
- What's locked (encrypted): amounts, account names, categories, notes: all of your content. It's locked on your phone or computer with an encryption password we never receive.
- What we see (the server): your sign-in email, which spaces you belong to, the type of each encrypted record, when it was modified and, if you choose them, your language and theme. Nothing else.
- So you never lose anything: when you start we give you 24 words to keep on paper. They get your data back if you forget your encryption password. Without the password or the words, no one can open it, not even us.
- No one else sees what you do here: no trackers, no ads.
Who makes it
datecuenta started with a question a spreadsheet could no longer answer: how am I really doing? The household accounts, the projects and the debts kept growing in it every month, and the answer always stayed buried under formulas.
Hence the name: datecuenta means “realize”. See where your money goes, what's working for you to make it to month end, and how your financial health is doing, on one screen and without formulas. It's made by Datecuenta S.A.S., in Colombia.
Write to us at admin@datecuenta.app.
Plans
You start with 34 days free, with every feature and no card required. After that, the day to day stays free; if you want more, you move to Plus or Family.
Free
For the day to day, at no cost
- Log what comes in and what goes out
- See how you'll close this month and how you closed last month
- Your cards, your debts and your income tax estimate
- Export your data whenever you want
- For one person
Plus
COP 12,900 a month or COP 99,900 a year
- Everything for the day to day
- Your whole history, not just two months
- Reports: your spending, net worth and debts month by month
- For you and your partner
Family
COP 16,900 a month or COP 129,900 a year. Founders can also pay COP 299,900 for life.
- Everything in Plus
- Up to 6 people
- Up to 2 readers per space, like your accountant: they see without changing anything
- Several spaces, each with its own accounts
Founder price
Family, per year, for the first 500. It won't go up while you stay subscribed.
- COP 49,9001 to 100The first ones
- COP 59,900101 to 200Next
- COP 69,900201 to 300Next
- COP 79,900301 to 500Next
Plus: your founder medal with your number, and you suggest and vote on what we build first.
We open on November 18. Join the list and we'll tell you before anyone else.
Prices are in Colombian pesos and include VAT. We start charging on February 1, 2027. More details in “How much does it cost?”
Frequently asked questions
How much does it cost?
The first 34 days are free and you get everything, no card required.
After that, the day to day stays free: logging, seeing how you close this month and last month, your cards, your debts and your income tax estimate.
Plus: COP 12,900 a month or COP 99,900 a year. See your whole history and Reports. It's for you and your partner: up to 2 people in one space.
Family: COP 16,900 a month, COP 129,900 a year or COP 299,900 for life (founders only). Up to 6 people and several spaces, each with its own accounts. Each space can have up to 2 readers, like your accountant or advisor: they see everything without changing anything and don't count toward the 6 people.
Prices include VAT. We start charging on February 1, 2027.
You are a founder if you are one of the first 500 to join datecuenta from November 18, until December 20, 2026, whichever comes first. The waitlist tells you before anyone else, but it doesn't hold a spot.
As a founder you get Family at a price that won't go up while you stay subscribed, based on your number: 1 to 100, COP 49,900 a year; 101 to 200, COP 59,900; 201 to 300, COP 69,900; 301 to 500, COP 79,900.
You also get your founder medal with your number, and you can suggest features and vote on what we build first.
You pay from February 1, 2027. To stay a founder, pay that first charge; if you don't, you lose the founder price.
If you don't pay, we don't delete your data.
Does it connect to my bank?
No. We don't ask for bank passwords or read your statements. You type your accounts and whatever repeats, once, and the app does the rest.
What if I forget my encryption password?
When you start we give you 24 words to keep on paper. They get everything back. Without the password and without the words, no one can open your data, not even us. That's the price of no one else seeing it.
Does it work for couples?
Yes. Plus is for you and your partner. Family is for up to 6 people, and your accountant can look without changing anything. Each person signs in with their own email and everyone sees the same numbers. You can mark who owns each account. You can try it free for the first 34 days.
Does it work outside Colombia?
Accounts, payments, debts and budget work anywhere, in pesos. The income tax estimate is for Colombia only.
Is there a mobile app?
It's a web app built for the phone: open it in the browser and add it to your home screen. No stores, no updates.
Will you make it to the end of the month? Better to know on the 1st than on the 28th.
34 days free, with every feature and no card required. After that, the day to day stays free. No bank connection.